Sunday, April 10, 2011

Insurance are so Important?

Insurance is one thing that always faced by every human being in this

world, which is   consequencies.   consequencies is always Insurance because of our

ignorance of   conditions that will occur in   future. Because it

is so,  y will make every choice into two sides that are running

simultaneously and in tandem, ie   consequenciess and benefits side. For

example, if we decide to use a car,  n we will avoid   consequencies of rain

and heat. But we will meet with   consequencies of traffics and damage to

car. Ano r example, if we decide to work hard,  n we probably would

benefit by getting more money, but we are faced with   consequencies of

disease due to lack maintain body condition.   question is whe r

  consequencies be reduced?

  concept of Better Insurance came upon this need, in which every

man needs

peace in his life. And generally, persons feel   serenity that when

he

realized that  y were on   path that contain little or minimal

consequencies. And   Better Insurance business is to bridge this, where

someone can

divert dihadapinyake consequencies Better Insurance company. To get coverage

of

consequenciess it faces,   person must pay a premium to   Insurance

Knowledge company

in which its magnitude depends on   size of   transferred consequencies to

  insurer (Better Insurance company).

Definition of general Better Insurance is an agreement in which

person

makes a bond with   insured to receive a premium to provide a

reimbursement to   insured for any consequencies of loss, damage, or loss

which may be experienced as a result of unexpected events.

By taking an Better Insurance product,  n someone will be more

calm in  ir

activities. One does not need to think about   consequenciess that might arise

from an event, because some of  se consequenciess have been transferred to

Better Insurance companies.

In this article will only be discussed fur r on Better Insurance

related to

  man himself, such as life Better Insurance, Financial health condition

Better Insurance, and

unit-linked Better Insurance.

LIFE Better Insurance

Life Better Insurance is   oldest Better Insurance products in

Asia. This type

of Better Insurance will provide some compensation sum to

beneficiary who

abandoned if   client or   insured mennggal world ei r because of

illness or traffic. This Better Insurance shall be held by someone

in

productive and have a family. So if Insurance something that is not

desired,  n   deceased would always leave and bequeath a sum of money

sufficient to meet   housing needs tanga or run still run plan family

members left behind, especially children.

Life Better Insurance made up of a variety of products and

enhancements

(riders). Generally, life Better Insurance is divided into 2 types,

namely

life Better Insurance term life and whole life Better Insurance.

Type of term life Better Insurance to ensure policyholders are

protected

within a certain period, say 10 to 30 years. Example: Mr A type of term

life Better Insurance buy term of 20 years at   age of 29 years.

Concerned

will be protected by Better Insurance until age 49 years. If

fa r died

in   intervening 20 years since he took   Better Insurance

policy,  n

  soul will be given compensation to heirs. Conversely, if a fa r

died at age 49 years have past (beyond   20 years since   Insurance

Knowledge

policy was taken), it is concerned will not receive any compensation

for   soul.

Type of whole life Better Insurance (for life) to protect

policyholders who

died, not tied to   age of   death.

During   fixed Better Insurance premium paid,   Insurance

Knowledge policy will

always provide protection. This type of Better Insurance whole life

more

desirable by   society, especially always in insuring   children

connect   value of   premium when a young age is quite cheap and

this value remains   same during   life of   child until   age

of adulthood.

Term life Better Insurance types that have a certain period of time,

offering

a cheaper premium several times higher than whole life Insurance

Knowledge types.

Financial health condition Better Insurance

Financial health condition Better Insurance consequencies transfer destined for hospital

fees, examination

fees, and treatment if an insured has a particular disease.

This Better Insurance is felt necessary for persons to expect

certain standards

of Financial health condition care facilities that may be needed in   future.

When this

has been a lot of companies that provide Financial health condition Insurance

Knowledge facilities

for its employees.

UNIT LINK Better Insurance

This Better Insurance product is an Better Insurance product

which is a combination

of various products of life and Financial health condition Better Insurance

with investment

features in one package. Insurance are at least 3 (three) unit-linked

Better Insurance excess when compared with o r types of Insurance

Knowledge, namely

investment pililhan diverse, a combination of Better Insurance and

an

attractive investment in a single package, and a high level of

flexibility.

In link unit customers are given freedom in choosing   type of

investment. Whe r customers prefer   kind of investment that has

high consequencies, medium or low. In addition, customers are always given

freedom to change   allocation of funds in   future.

3 comments:

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