Insurance is one thing that always faced by every human being in this
world, which is consequencies. consequencies is always Insurance because of our
ignorance of conditions that will occur in future. Because it
is so, y will make every choice into two sides that are running
simultaneously and in tandem, ie consequenciess and benefits side. For
example, if we decide to use a car, n we will avoid consequencies of rain
and heat. But we will meet with consequencies of traffics and damage to
car. Ano r example, if we decide to work hard, n we probably would
benefit by getting more money, but we are faced with consequencies of
disease due to lack maintain body condition. question is whe r
consequencies be reduced?
concept of Better Insurance came upon this need, in which every
man needs
peace in his life. And generally, persons feel serenity that when
he
realized that y were on path that contain little or minimal
consequencies. And Better Insurance business is to bridge this, where
someone can
divert dihadapinyake consequencies Better Insurance company. To get coverage
of
consequenciess it faces, person must pay a premium to Insurance
Knowledge company
in which its magnitude depends on size of transferred consequencies to
insurer (Better Insurance company).
Definition of general Better Insurance is an agreement in which
person
makes a bond with insured to receive a premium to provide a
reimbursement to insured for any consequencies of loss, damage, or loss
which may be experienced as a result of unexpected events.
By taking an Better Insurance product, n someone will be more
calm in ir
activities. One does not need to think about consequenciess that might arise
from an event, because some of se consequenciess have been transferred to
Better Insurance companies.
In this article will only be discussed fur r on Better Insurance
related to
man himself, such as life Better Insurance, Financial health condition
Better Insurance, and
unit-linked Better Insurance.
LIFE Better Insurance
Life Better Insurance is oldest Better Insurance products in
Asia. This type
of Better Insurance will provide some compensation sum to
beneficiary who
abandoned if client or insured mennggal world ei r because of
illness or traffic. This Better Insurance shall be held by someone
in
productive and have a family. So if Insurance something that is not
desired, n deceased would always leave and bequeath a sum of money
sufficient to meet housing needs tanga or run still run plan family
members left behind, especially children.
Life Better Insurance made up of a variety of products and
enhancements
(riders). Generally, life Better Insurance is divided into 2 types,
namely
life Better Insurance term life and whole life Better Insurance.
Type of term life Better Insurance to ensure policyholders are
protected
within a certain period, say 10 to 30 years. Example: Mr A type of term
life Better Insurance buy term of 20 years at age of 29 years.
Concerned
will be protected by Better Insurance until age 49 years. If
fa r died
in intervening 20 years since he took Better Insurance
policy, n
soul will be given compensation to heirs. Conversely, if a fa r
died at age 49 years have past (beyond 20 years since Insurance
Knowledge
policy was taken), it is concerned will not receive any compensation
for soul.
Type of whole life Better Insurance (for life) to protect
policyholders who
died, not tied to age of death.
During fixed Better Insurance premium paid, Insurance
Knowledge policy will
always provide protection. This type of Better Insurance whole life
more
desirable by society, especially always in insuring children
connect value of premium when a young age is quite cheap and
this value remains same during life of child until age
of adulthood.
Term life Better Insurance types that have a certain period of time,
offering
a cheaper premium several times higher than whole life Insurance
Knowledge types.
Financial health condition Better Insurance
Financial health condition Better Insurance consequencies transfer destined for hospital
fees, examination
fees, and treatment if an insured has a particular disease.
This Better Insurance is felt necessary for persons to expect
certain standards
of Financial health condition care facilities that may be needed in future.
When this
has been a lot of companies that provide Financial health condition Insurance
Knowledge facilities
for its employees.
UNIT LINK Better Insurance
This Better Insurance product is an Better Insurance product
which is a combination
of various products of life and Financial health condition Better Insurance
with investment
features in one package. Insurance are at least 3 (three) unit-linked
Better Insurance excess when compared with o r types of Insurance
Knowledge, namely
investment pililhan diverse, a combination of Better Insurance and
an
attractive investment in a single package, and a high level of
flexibility.
In link unit customers are given freedom in choosing type of
investment. Whe r customers prefer kind of investment that has
high consequencies, medium or low. In addition, customers are always given
freedom to change allocation of funds in future.
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